Betsy at RVPF
Question: What does is mean that a VA Home Loan is Assumable?
Answer: When a loan is assumable, it means that another buyer can step into the terms of an existing home loan. This can be a huge...
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Betsy at RVPF
- Mar 29
- 3 min
Drift Less. Plan More.
Hey Decorah area friends. See what I did there? When our local Chamber of Commerce and Visitors Bureau revamped their marketing strategy...
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Betsy at RVPF
- Feb 2
- 1 min
2023 Contribution Limits
Maximum employee contribution to employer retirement plans (TSP, 401k, 403b): $22,500 Additional catch-up contribution to employer...
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Betsy at RVPF
- Oct 13, 2022
- 4 min
This or That?: Making Decisions as an Adult
My four-year-old son Simon came home last night with a new game called "This or That." The premise is simple: when presented with two...
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Betsy at RVPF
- Jul 20, 2022
- 4 min
Life Insurance - Essentials Only
Life insurance is a foundational component of financial planning. The importance of having sufficient income loss protection is hard to...
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Betsy at RVPF
- Oct 5, 2021
- 1 min
Recipes Worth Sharing: Freezer Taquitos
Use this recipe to make a family favorite meal that's ready in almost no time! Ingredients: - 8 burrito size tortillas (we use the low...
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Betsy at RVPF
- Oct 5, 2021
- 3 min
A Term You Should Know: Dollar Cost Averaging
One of the most common statements I hear from clients is that they wish they had learned more about personal finance somewhere in their...
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Betsy at RVPF
- Apr 15, 2021
- 6 min
Home Buying and Selling: 20 Low or No-Cost Tips to Prepare a Home for Sale
Across the country the real estate market is red-hot! According to a Google report from earlier this month, the search term “When is the...
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Betsy at RVPF
- Nov 25, 2020
- 3 min
A 2020 Thanksgiving List
Happy Thanksgiving! I recently sat down with my daughter to read a story sent home by her teacher as she learned about the first...
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Betsy at RVPF
- Oct 15, 2020
- 3 min
Tips for Managing Holiday Spending
*Updated from the original 2020 version. It’s nearly here. We’ll soon be serenaded with the soothing lines of “It’s the most wonderful...
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Betsy at RVPF
- Sep 1, 2020
- 1 min
Recipes Worth Sharing: Ikarian Longevity Stew
Iowa's summer abundance is in full-force. My local Farmer's Market was packed with all the vegetables needed to make this stew that more...
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Betsy at RVPF
- Aug 13, 2020
- 3 min
10 Financial Mistakes Physicians Should Avoid
No one said that one of the hardest parts of being a physician would be managing the money. But like most things in life, it’s rarely...
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Betsy at RVPF
- Aug 6, 2020
- 3 min
4 Must-Dos to Plan for College Costs
There are a few sure signs that fall is just around the corner. The days are getting noticeably shorter, a few of the earliest leaves are...
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Betsy at RVPF
- Jul 22, 2020
- 5 min
2:30 on a Thursday Morning: A Disability Story
Assessing life and disability income needs is one of the first topics to tackle in a comprehensive financial plan.
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Betsy at RVPF
- Jun 17, 2020
- 5 min
Choosing Childcare as a Physician and Parent
Access to quality childcare is a challenge for all working parents, but especially so for physicians who work long hours with...
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Betsy at RVPF
- May 20, 2020
- 7 min
Evaluating Residency Options as an Active Duty Service Member
Some of the recommendations I have seen float around social media are nothing short of terrifying and could have costly consequences.
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Betsy at RVPF
- Apr 30, 2020
- 3 min
Letting Go of Perfection
The cost of leaving money uninvested or not putting a risk protection plan in place until you get around to learning more can be high.
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Betsy at RVPF
- Apr 20, 2020
- 5 min
Salary Getting Cut? Here's What to Do
I strongly assert that there are not always-right and very few always-wrong answers. While every situation is different, here are a few tips
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Betsy at RVPF
- Apr 8, 2020
- 3 min
Target Date Retirement Funds: The Pros and Cons
For many retirement savers, target date funds have become a popular option. For TSP, 401(k) and 403(b) participants, a target date or...
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Betsy at RVPF
- Mar 25, 2020
- 4 min
The Stay-at-Home Financial Checklist
Maybe your days are filled with trying a new telemedicine software from home. Maybe you are filling a demanding and critical role at the...
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