who we serve
The stories below are intended as examples of clients who may find a best fit with RVPF.
Meet Sarah
Sarah, a 38-year-old emergency medicine physician, is navigating life after a recent divorce. With two young children, a high income, and substantial student loan debt, Sarah is managing her finances independently for the first time. As a busy professional and single parent, she’s also juggling the competing demands of her career, family life, and personal well-being. Sarah is focused on understanding her investments, adjusting her savings for retirement, and planning for her children’s education, all while balancing the immediate financial challenges of her new reality. With her assets split in the divorce, including a 401(k) and family home equity, Sarah is seeking clarity on how to allocate her investments for long-term growth while managing day-to-day expenses. She also wants to ensure her financial decisions are tax-efficient and aligned with her single-parent lifestyle. Above all, Sarah values financial independence and stability and is committed to building a secure future for herself and her children. RVPF can offer the empathy, patience, and ongoing support Sarah needs as she navigates these competing roles, providing clear, personalized financial advice that empowers her to make informed decisions and confidently manage her investments.
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Meet Jordan and Taylor
Jordan and Taylor, both physicians with two children, consider time and energy their most precious resources. While they used to be more hands-on about managing their finances, they now prefer to focus on other aspects of their busy lives. Their financial goals include planning for retirement and college, minimizing taxes through their lifetimes, managing a recent inheritance, and eventually transitioning to part-time work while their kids are still at home They prioritize experiences, like family travel, over material possessions, and are committed to generosity, supporting causes such as public radio and Doctors Without Borders. Their ongoing partnership with RVPF is priced at $350/month with a $280/mo reduction based on their assets under management.
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Meet Jessica and Quinn
Jessica, an O-4 military physician, has recently arrived at her second permanent duty station. She's balancing new responsibilities, navigating military benefits and preparing for an upcoming deployment. Jessica's spouse, Quinn, is self-employed, works form home seeking guidance on issues specific to military spouses. They're planning to start a family soon and want to ensure they're financially ready for this big transition. They're also weighing options around Jessica's military career--whether to separate from service, transition to the Reserves or Guard, or remain active duty. Their preferred charities are the USO and The March of Dimes. Jessica and Quinn chose RVPF for Betsy's experience working with military members and physicians. They partner with RVPF for hourly consulting, including guidance on their DIY investments, such as the TSP (Thrift Savings Plan).
Meet Elly
Elly is a PGY3 resident dedicated to becoming the best physician she can be. Her top financial priorities include managing student loans, improving her retirement plan, saving for a dream vacation to Tuscany, and eventually replacing her aging Prius. Her charitable giving is directed to a community youth organization where she previously volunteered in a free clinic. Elly seeks ongoing financial planning support and partners with RVPF for hourly financial consulting as she prepares for the next chapter of her career.
Meet Linda and James
Linda and James are approaching retirement after long careers in education and nursing. Their main financial concerns include managing their investment portfolio, adjusting their home to better meet their long-term needs, optimizing Social Security, supporting charitable causes with both time and financial contributions, and planning the transfer of their assets to their heirs. As they look ahead, they want an advisor who will provide thoughtful, patient guidance as they navigate these important financial decisions. While not physicians or military/veterans, their goals and values align well with Betsy's approach. Linda and James work with RVPF for a one-time retirement projection at a fee of $3,500 and then hourly consulting as needed.
Initial and ongoing Financial Planning fees are based upon complexity and always agreed upon prior to any work being completed. View RVPF's ADV Part 2A here.
Why choose a fiduciary financial planner?
The term fiduciary has its root in the the Latin word fido, meaning "to trust or confide in." Not all individuals who work in financial services are held to the same standards of loyalty to their clients. At RVPF, we are not only legally required to act as fiduciaries, but we choose to do so because we believe in putting our clients' interests first.