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  • Writer's pictureBetsy at RVPF

2024 Contribution Limits

Updated: Jan 2

2024 Limits

Maximum employee contribution to employer retirement plans (TSP, 401k, 403b): $28,500

Additional catch-up contribution to employer retirement plans for those aged 50 years: $7,500

Maximum contribution to 457 plans: $23,000

Limit on annual additions to defined contribution plans (sum of both employer and employee contributions): $69,000

Annual benefit limit for defined benefit plans (pensions): $275,000

Limitation used for definition of highly compensated employee: $155,000

Health Savings Account: single: $4,150 and family: $8,300

Additional catch-up contribution for Health Savings Account for those who aged 55 years: $1,000

Traditional and Roth IRA*: $7,000

Maximum contribution subject to Social Security tax: $168,600

Annual Gift Tax Exclusion: $18,000

Flexible Spending Account for Dependent Care: $5,000


*Subject to income restrictions. Inquire with RVPF for more information.


2023 Limits

Maximum employee contribution to employer retirement plans (TSP, 401k, 403b): $22,500

Additional catch-up contribution to employer retirement plans for those aged 50 years: $7,500

Maximum contribution to 457 plans: $22,500

Limit on annual additions to defined contribution plans (sum of both employer and employee contributions): $66,000

Annual benefit limit for defined benefit plans (pensions): $265,000

Limitation used for definition of highly compensated employee: $150,000

Health Savings Account: single: $3,850 and family: $7,750

Additional catch-up contribution for Health Savings Account for those who aged 55 years: $1,000

Traditional and Roth IRA*: $6,500

Maximum contribution subject to Social Security tax: $160,200

Annual Gift Tax Exclusion: $17,000

Flexible Spending Account for Dependent Care: $5,000


*Subject to income restrictions. Inquire with RVPF for more information.

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